Ground-Up Construction Financing

Need funding for a new development project? Smarter Business Funding connects builders and developers with capital partners for ground-up construction. Get pre-qualified today.

Ground-Up Construction Financing

Capital Solutions for New Developments, From the Ground Up

Build with Confidence—Starting at the Foundation

Whether you’re developing a residential subdivision, a retail plaza, or a commercial facility, ground-up construction projects demand substantial capital, strategic planning, and specialized financing partners.

At Smarter Business Funding, we work with developers and investors to secure ground-up construction funding through trusted capital partners like Grammont Enterprises. We help match your project with the right financing structure—so you can break ground with confidence.

Learn the basics of ground-up construction loans from Commercial Real Estate Finance Guide

What Qualifies as Ground-Up Construction?

We help fund a wide range of new-build developments, including:

  • Office towers and mixed-use buildings

  • Residential subdivisions and multifamily housing

  • Hotels and resorts

  • Stadiums, arenas, and entertainment venues

  • Manufacturing facilities and warehouses

  • Logistics and transportation hubs

  • Specialty builds – data centers, healthcare facilities, educational campuses

Whether you’re early in the entitlement process or shovel-ready, we can help.

What You’ll Need to Pre-Qualify

Ground-up construction funding typically requires:

  • Project executive summary or pitch deck

  • Site plans, blueprints, and zoning/entitlement status

  • Land acquisition status or purchase agreement

  • Pro forma, budget, and construction timeline

  • Developer resume or relevant experience

  • Entity and sponsor information

  • Estimated funding request and capital stack

Need a template? Download our Developer Pre-Funding Checklist

How Smarter Business Funding Helps

We simplify complex capital conversations by connecting developers with vetted partners who understand ground-up risk and return structures. We help you:

  • Explore construction-to-perm, bridge, and mezzanine options

  • Identify lenders comfortable with your project type and size

  • Get introductions to equity partners, private lenders, and institutional funds

  • Align your project with funders who know your sector and market

  • Pre-qualify quickly to start capital conversations with clarity

 Let’s Get Your Project Off the Ground

You’re not applying yet—you’re starting a conversation with serious capital sources.
Tell us about your ground-up construction project, and we’ll help match you with funding partners who specialize in large-scale new builds.

Get Pre-qualified Today!